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Individual Retirement Accounts

The Individual Retirement Account (IRA) is a tax-deferred savings plan that allows individuals to accumulate funds for retirement up to annual contribution limits. This certificate of deposit product has available terms of 18, 48, and 60 months. Interest payment frequency is determined by the length of the CD maturity. Early withdrawal penalties may apply.

  • Minimum investment of $100.00
  • Terms of 18, 48, and 60 months
  • Variable and fixed rate options available
  • Earnings are tax deferred until distribution
  • Self-Directed IRA's available through the Wealth Management Department
  • Roth IRA
  • Educational IRA

(Click here for rates.)

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