Main
Rates

Current Rates

Ready to open a CD, checking or savings account at Muncy Bank? Contact us by calling 570-546-2211, send us an email, or visit one of our locations to get started! Make the switch to Muncy Bank! Visit our Switch Kit page, download the form, and bring a completed copy to one of our locations to open your account!

Annual Percentage Yields (APY) stated are accurate as of 4/1/2020 (All rates are subject to change without notice.)

Certificates of Deposit

Term Deposit Needed to Open Interest Rate Annual Percentage Yield
7-31 Day $7,500 0.01 0.01
91 Day $2,500 - $4,999.99 0.01 0.01
91 Day $5,000+ 0.01 0.01
5 Month $5,000+ 0.50 0.50
182 Day $2,500 - $4,999.99 0.01 0.01
182 Day $5,000+ 0.05 0.05
 7 Month $5,000+ 0.05 0.05
12 Month $500 - $4,999.99 0.01 0.01
12 Month $5,000+ 0.10 0.10
15 Month  $5,000+ 0.10 0.10
18 Month $500 - $4,999.99 0.01 0.01
18 Month  $5,000+ 0.10 0.10
24 Mo My Option
(Consumer Only)
$5,000+ 0.15 0.15
30 Month $500 - $4,999.99 0.01 0.01
30 Month  $5,000+ 0.15 0.15
36 Month $500 - $4,999.99 0.05  0.05 
36 Month
$5,000+ 0.20 0.20
48 Month $500 - $4,999.99 0.10 0.10
48 Month
$5,000+ 0.25 0.25 
60 Month $500 - $4,999.99 0.15 0.15
60 Month  $5,000+ 0.30 0.30 

Substantial penalty imposed for early withdrawal.

Individual Retirement Accounts

Term Deposit Needed to Open Interest Rate Annual Percentage Yield
18 Month Variable* $1.00 0.05 0.05
18 Month Fixed $100.00 0.10 0.10
48 Month Fixed $100.00 0.15 0.15
60 Month Fixed $100.00 0.20 0.20

 Substantial penalty  imposed for early withdrawal.
*Rates may change after the account is opened.

Deposit Accounts

Term Deposit Needed to Earn Interest Interest Rate Annual Percentage Yield
MyZing Checking Plus  $1,000.00-$2,4999.99 0.01 0.01
MyZing Checking Plus  $2,500.00-$9,999.99 0.01 0.01
MyZing Checking Plus  $10,000.00-$24,999.99 0.05 0.05
MyZing Checking Plus $25,000.00+ 0.05 0.05
My Elite Zing Checking  $.01+ 0.05 0.05
My Option
Money Market
$500.00 to $4,999.99 0.05 0.05
My Option
Money Market
$5,000.00 to $9,999.99 0.10 0.10
My Option
Money Market
$10,000.00 to $14,999.99 0.10 0.10
My Option
Money Market
$15,000.00 + 0.15 0.15
Statement Savings   0.01 0.01

The minimum balance needed to open a MyZing Checking Plus, My Elite Zing Checking and a Statement Savings is $25.00 and to open a My Option Money Market is $500.00. Fees could reduce earnings.

Rates may change after the account is opened.

For additional information, please contact us during regular business hours at 570-546-2211
or toll-free 1-877-243-8919 so one of our Customer Service Representatives may assist you.

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