Start building your savings. Compare savings, money market & CD accounts from Muncy Bank.

Muncy Bank Savings Options

Explore our savings options to find the best savings account for your needs. Safe, secure, FDIC Insured savings options to help you reach your financial goals. Call 570.546.2211 to learn more or visit one of our locations to open your account today! Make the switch to Muncy Bank! Visit our Switch Kit page, download the form, and bring a completed copy to one of our locations to open your interest-bearing savings account!

My Option Money Market Account

Get Started

The My Option Money Market account is a flexible savings option.

  • Earn interest on balances over $500
  • $500 minimum daily balance to avoid the $10.00 monthly maintenance charge
  • Limited check writing and pre-authorized withdrawals *
  • View our money market account rates

Muncy Bank Savings

Get Started

A Muncy Bank Savings account provides an account with easy access to your savings. 

  • $100 daily balance to earn interest
  • $1 monthly maintenance charge if the daily balance falls below $100
  • Limited pre-authorized withdrawals *
  • View our savings account rates

My Option CD

Get Started

The Muncy Bank 24-month My Option CD is a 24 month fixed rate certificate of deposit with the option to increase the rate once during the term of the CD to the current 24-month My Option CD rate. This is a great way to save if you want the security of a fixed rate CD with the flexibility to increase your rate once during the 24-month term. View our CD rates.

Muncy Bank CD 

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A Muncy Bank CD is a secure, low-risk account to help your money work harder for you.  A certificate of deposit savings account is a perfect way to save and prepare for your financial future.  Flexible terms are available to meet your savings goals. Contact Muncy Bank today to learn more about our certificate of deposit accounts! View our CD rates.

Muncy Bank IRA

Get Started

Whether you need a Roth or Traditional IRA to reach your retirement goals, Muncy Bank has an IRA option that will work for you.  A variety of variable and fixed terms are available. Get in touch with the financial experts at Muncy Bank to learn more about our IRA accounts! View our IRA rates.

Open Your Muncy Bank Savings Account, CD or Money Market

We will help you each step of the way!

  • Contact your local branch
  • Choose the Muncy Bank Savings Option that fits your needs
  • Open your new Muncy Bank Savings Account, CD or Money Market, but don’t close your old checking account yet! 
  • Download a Muncy Bank Switch Kit to help you through the steps 
  • View our checking account rates

What's Needed to Open an Account?

Visit your nearest Muncy Bank office with the following in order to open your account:

  • A Social Security Number or Tax Identification Number
  • A U.S. residential street address
  • Legal name
  • Birthdate
  • Deposit to open account
  • Driver's License

What's the difference between a Traditional & Roth IRA?

Although both Traditional and Roth IRAs are used to save for retirement, they differ when it comes to taxing these funds. Traditional IRA contributions are tax-deductible on both state and federal tax returns for the year you make the contribution. Once you are retired, withdrawals from your IRA account are taxed at ordinary income tax rates. On the other hand, Roth IRAs provide no tax breaks for contributions, but earnings and withdrawals are generally tax-free.

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To learn about the various savings options available at Muncy Bank contact us today


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Current Rates


*Limited to six pre-authorized transfers from account per statement cycle.  Unlimited ATM and in-person withdrawals