Glass Jar

Current Rates

Ready to open a CD, checking or savings account at Muncy Bank? Contact us by calling 570-546-2211, send us an email, or visit one of our locations to get started! Make the switch to Muncy Bank! Visit our Switch Kit page, download the form, and bring a completed copy to one of our locations to open your account!

Annual Percentage Yields (APY) stated are accurate as of 2/15/2019 (All rates are subject to change without notice.)

Certificates of Deposit

Term Deposit Needed to Open Interest Rate Annual Percentage Yield
7-31 Day $7,500 0.10 0.10
91 Day $2,500 - $4,999.99 0.01 0.01
91 Day $5,000+ 0.16 0.16
5 Month $5,000+ 0.25 0.25
182 Day $2,500 - $4,999.99 0.01 0.01
182 Day $5,000+ 0.26 0.26
12 Month $500 - $4,999.99 0.50  0.50
12 Month $5,000+ 0.80 0.80 
18 Month $500 - $4,999.99 0.60 0.60
18 Month  $5,000+ 0.90 0.90 
24 Mo My Option $5,000+ 2.24 2.25
25 Mo No Penalty  $10,000+ 1.25 1.25
30 Month $500 - $4,999.99 0.70 0.70
30 Month  $5,000+ 1.00 1.00
36 Month $500 - $4,999.99 1.94  1.95 
36 Month
$5,000+ 2.24 2.25
48 Month $500 - $4,999.99 2.19  2.20
48 Month
$5,000+ 2.49 2.50 
60 Month $500 - $4,999.99 2.19 2.20
60 Month  $5,000+ 2.49  2.50 

Substantial penalty imposed for early withdrawal.

Individual Retirement Accounts

Term Deposit Needed to Open Interest Rate Annual Percentage Yield
18 Month Variable* $1.00 0.65 0.65
18 Month Fixed $100.00 0.75 0.75
48 Month Fixed $100.00 2.48 2.50
60 Month Fixed $100.00 1.25 1.25

 Substantial penalty  imposed for early withdrawal.
*Rates may change after the account is opened.

Deposit Accounts

Term Deposit Needed to Earn Interest Interest Rate Annual Percentage Yield
My Option
Interest Checking
$500.00 to $1,500.99 0.01 0.01
My Option
Interest Checking
$1,501.00 to $10,000.99 0.05 0.05
My Option
Interest Checking
$10,001.00 to $25,000.99 0.10 0.10
My Option
Interest Checking
$25,001.00 + 0.15 0.15
My Option
Money Market
$500.00 to $4,999.99 0.05 0.05
My Option
Money Market
$5,000.00 to $9,999.99 0.10 0.10
My Option
Money Market
$10,000.00 to $14,999.99 0.10 0.10
My Option
Money Market
$15,000.00 + 0.30 0.30
Statement Savings   0.05 0.05

The minimum balance needed to open a My Option Interest Checking and a Statement Savings is $25.00 and to open a My Option
Money Market is $500.00. Fees could reduce earnings.

Rates may change after the account is opened.

For additional information, please contact us during regular business hours at 570-546-2211
or toll free 1-877-243-8919 so one of our Customer Service Representatives may assist you.

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