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Muncy Bank Mortgage Loans

Whether you are buying your first home, building a new home, or refinancing your existing home loan, Muncy Bank has a variety of mortgage loans to fit your needs. As a community bank with more than a century of history and experience, we offer qualities that cannot always be found with bigger banks, such as personal attention and a nuanced understanding of the local real estate market. For generations, families in Muncy and surrounding communities have trusted us with their home loans because of our reputation for conservative soundness.    

All of our loan applications are processed locally, resulting in faster turnaround times and more flexible financing options. Browse our wide variety of mortgage loan products and contact us to learn more. Our friendly Mortgage Specialists are always available to answer your questions and help you identify the best home loan for your needs and situation.

Fixed Term/Fixed Rate

Do you plan on being in your home for a long period of time, and want the security and stability of a fixed rate and payment?  A fixed rate mortgage may meet your needs.  Muncy Bank Fixed Rate/Fixed Loans are available in a variety of terms to fit your plans.  Rest easy knowing your payment is fixed for the life of the loan. 

If you're ready to speak with a mortgage specialist, click here to contact us.


Adjustable Rate Mortgage "ARM"

Do you plan on being in your home for a short period of time?  An ARM Loan may help you meet your needs with a temporary fixed rate feature combined with an adjustable rate loan.  Annual and lifetime interest rate caps are also included. 

If you're ready to speak with a mortgage specialist, click here to contact us.


Custom Portfolio Mortgage Loans

Do you have a unique financing situation or desire to keep the servicing of your loan local?  We offer a wide variety of mortgage financing options to keep your loan "Local."  

If you're ready to speak with a mortgage specialist, click here to contact us.


Federal Home Loan Mortgage Corporation (Freddie MAC)

Freddie MAC Loans offer you a minimum down payment loan with attractive market fixed rates. 

If you're ready to speak with a mortgage specialist, click here to contact us.


New Home Construction

Building your dream home?  A Muncy Bank construction loan is a single close option to meet your needs. 

If you're ready to speak with a mortgage specialist, click here to contact us.


Lot and Land Financing

Building in the future but found the perfect lot/parcel?  We offer financing

If you're ready to speak with a mortgage specialist, click here to contact us.


Bridge and Blanket Loans

Do you need the benefit of "temporary financing" that will allow you to purchase another home when you existing home has not sold?  This can be accomplished by using the equity of your existing home until it is sold.  These programs are tailored to meet your individual situation. 

If you're ready to speak with a mortgage specialist, click here to contact us.

 

Defining Community Banking Since 1893

If you’re planning to buy a home in Lycoming, Northumberland or Clinton Counties, contact the lending team at Muncy Bank to learn about our mortgage loan options. You can also visit one of our seven local offices to ask questions and begin the application process. We’ll guide you through your mortgage loan application from start to finish and can help you get ready before you start looking for a home.

Contact a Muncy Bank Mortgage Specialist or visit one of our locations to discuss your mortgage options.

 

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    All loans subject to credit approval
    A complete list of Mortgage Loan Officers and their MLO number is available by visiting your local community office. 

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