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Muncy Bank Mortgage Loans

Whether you are buying your first home, building a new home, or refinancing your existing home loan, Muncy Bank has a variety of mortgage loans to fit your needs. As a community bank with more than a century of history and experience, we offer qualities that cannot always be found with bigger banks, such as personal attention and a nuanced understanding of the local real estate market. For generations, families in Muncy and surrounding communities have trusted us with their home loans because of our reputation for conservative soundness.    

All of our loan applications are processed locally, resulting in faster turnaround times and more flexible financing options. Browse our wide variety of mortgage loan products and contact us to learn more. Our friendly Mortgage Specialists are always available to answer your questions and help you identify the best home loan for your needs and situation.


Fixed Term/Fixed Rate

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Do you plan on being in your home for a long period of time, and want the security and stability of a fixed rate and payment?  A fixed rate mortgage may meet your needs.  Muncy Bank Fixed Rate/Fixed Loans are available in a variety of terms to fit your plans.  Rest easy knowing your payment is fixed for the life of the loan. 


Adjustable Rate Mortgage "ARM"

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Do you plan on being in your home for a short period of time?  An ARM Loan may help you meet your needs with a temporary fixed rate feature combined with an adjustable rate loan.  Annual and lifetime interest rate caps are also included. 


Custom Portfolio Mortgage Loans

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Do you have a unique financing situation or desire to keep the servicing of your loan local?  We offer a wide variety of mortgage financing options to keep your loan "Local."  Contact the experienced lenders at Muncy Bank to learn more about portfolio mortgage loans.


Federal Home Loan Mortgage Corporation (Freddie MAC)

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Freddie MAC Loans offer you a minimum down payment loan with attractive market fixed rates. Want to learn more? Start a conversation with our team of trusted lenders at Muncy Bank to learn more about this financing option. 


New Home Construction

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Building your dream home?  A Muncy Bank construction loan is a single close option to meet your needs. These loans have a number of unique benefits to make the lending process easier and smoother for you. Contact us today to speak with a lender about the benefits of this short-term loan from the trusted lenders at Muncy Bank. Learn more about single close construction loans!


Lot and Land Financing

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Lot and land loans are the first step toward building the home of your dreams. Whether you’re planning to develop land, or you’ve found a lot that is perfect for your new home, Muncy Bank is here to help. Contact us today to learn more about financing options available for lots or parcels of land in Pennsylvania.


Bridge and Blanket Loans

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Do you need the benefit of "temporary financing" that will allow you to purchase another home when your existing home has not sold?  This can be accomplished by using the equity of your existing home until it is sold.  These programs are tailored to meet your individual situation. 


Defining Community Banking Since 1893

If you’re planning to buy a home in Lycoming, Northumberland or Clinton Counties, contact the lending team at Muncy Bank to learn about our mortgage loan options. You can also visit one of our seven local offices to ask questions and begin the application process. We’ll guide you through your mortgage loan application from start to finish and can help you get ready before you start looking for a home.

Contact a Muncy Bank Mortgage Specialist or visit one of our locations to discuss your mortgage options.

 

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    All loans subject to credit approval
    A complete list of Mortgage Loan Officers and their MLO number is available by visiting your local community office. 

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