Current Rates
Ready to open a CD, checking or savings account at Muncy Bank? Contact us by calling 570-546-2211, send us an email, or visit one of our locations to get started! Make the switch to Muncy Bank! Visit our Switch Kit page, download the form, and bring a completed copy to one of our locations to open your account!
Annual Percentage Yields (APY) stated are accurate as of 9/8/2021 (All rates are subject to change without notice.)
Certificates of Deposit
| Term |
Deposit Needed to Open |
Interest Rate |
Annual Percentage Yield |
| 7-31 Day |
$7,500 |
0.01 |
0.01 |
| 91 Day |
$2,500 - $4,999.99 |
0.01 |
0.01 |
| 91 Day |
$5,000+ |
0.01 |
0.01 |
| 5 Month |
$5,000+ |
0.25 |
0.25 |
| 182 Day |
$2,500 - $4,999.99 |
0.01 |
0.01 |
| 182 Day |
$5,000+ |
0.05 |
0.05 |
| 7 Month |
$5,000+ |
0.05 |
0.05 |
| 12 Month |
$500 - $4,999.99 |
0.01 |
0.01 |
| 12 Month |
$5,000+ |
0.10 |
0.10 |
| 15 Month |
$5,000+ |
0.10 |
0.10 |
| 18 Month |
$500 - $4,999.99 |
0.01 |
0.01 |
| 18 Month |
$5,000+ |
0.10 |
0.10 |
24 Mo My Option
(Consumer Only) |
$5,000+ |
0.15 |
0.15 |
| 30 Month |
$500 - $4,999.99 |
0.01 |
0.01 |
| 30 Month |
$5,000+ |
0.15 |
0.15 |
| 36 Month |
$500 - $4,999.99 |
0.05 |
0.05 |
| 36 Month |
$5,000+ |
0.20 |
0.20 |
| 48 Month |
$500 - $4,999.99 |
0.10 |
0.10 |
| 48 Month |
$5,000+ |
0.25 |
0.25 |
| 60 Month |
$500 - $4,999.99 |
0.15 |
0.15 |
| 60 Month |
$5,000+ |
0.30 |
0.30 |
Substantial penalty imposed for early withdrawal.
Individual Retirement Accounts
| Term |
Deposit Needed to Open |
Interest Rate |
Annual Percentage Yield |
| 18 Month Variable* |
$1.00 |
0.05 |
0.05 |
| 18 Month Fixed |
$100.00 |
0.10 |
0.10 |
| 48 Month Fixed |
$100.00 |
0.15 |
0.15 |
| 60 Month Fixed |
$100.00 |
0.20 |
0.20 |
Substantial penalty imposed for early withdrawal.
*Rates may change after the account is opened.
Deposit Accounts
| Term |
Deposit Needed to Earn Interest |
Interest Rate |
Annual Percentage Yield |
| MyZing Checking Plus |
$1,000.00 - $2,499.99 |
0.01 |
0.01 |
| MyZing Checking Plus |
$2,500.00 - $9,999.99 |
0.01 |
0.01 |
| MyZing Checking Plus |
$10,000.00 - $24,999.99 |
0.05 |
0.05 |
| MyZing Checking Plus |
$25,000.00+ |
0.05 |
0.05 |
| My Elite Zing Checking |
$.01+ |
0.05 |
0.05 |
My Option
Money Market |
$500.00 to $4,999.99 |
0.05 |
0.05 |
My Option
Money Market |
$5,000.00 to $9,999.99 |
0.10 |
0.10 |
My Option
Money Market |
$10,000.00 to $14,999.99 |
0.10 |
0.10 |
My Option
Money Market |
$15,000.00 + |
0.15 |
0.15 |
| Statement Savings |
|
0.01 |
0.01 |
The minimum balance needed to open a MyZing Checking Plus, My Elite Zing Checking, Statement Savings, and a My Option Money Market is $25.00. Fees could reduce earnings.
Rates may change after the account is opened.
For additional information, please contact us during regular business hours at 570-546-2211 or toll-free 1-877-243-8919 so one of our Customer Service Representatives may assist you.