Current Rates
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Annual Percentage Yields (APY) stated are accurate as of 8/1/2020 (All rates are subject to change without notice.)
Certificates of Deposit
Term
|
Deposit Needed to Open
|
Interest Rate
|
Annual Percentage Yield
|
7-31 Day
|
$7,500
|
0.01
|
0.01
|
91 Day
|
$2,500 - $4,999.99
|
0.01
|
0.01
|
91 Day
|
$5,000+
|
0.01
|
0.01
|
5 Month
|
$5,000+
|
0.35
|
0.35
|
182 Day
|
$2,500 - $4,999.99
|
0.01
|
0.01
|
182 Day
|
$5,000+
|
0.05
|
0.05
|
7 Month
|
$5,000+
|
0.05
|
0.05
|
12 Month
|
$500 - $4,999.99
|
0.01
|
0.01
|
12 Month
|
$5,000+
|
0.10
|
0.10
|
15 Month
|
$5,000+
|
0.10
|
0.10
|
18 Month
|
$500 - $4,999.99
|
0.01
|
0.01
|
18 Month
|
$5,000+
|
0.10
|
0.10
|
24 Mo My Option
(Consumer Only)
|
$5,000+
|
0.15
|
0.15
|
30 Month
|
$500 - $4,999.99
|
0.01
|
0.01
|
30 Month
|
$5,000+
|
0.15
|
0.15
|
36 Month
|
$500 - $4,999.99
|
0.05
|
0.05
|
36 Month
|
$5,000+
|
0.20
|
0.20
|
48 Month
|
$500 - $4,999.99
|
0.10
|
0.10
|
48 Month
|
$5,000+
|
0.25
|
0.25
|
60 Month
|
$500 - $4,999.99
|
0.15
|
0.15
|
60 Month
|
$5,000+
|
0.30
|
0.30
|
Substantial penalty imposed for early withdrawal.
Individual Retirement Accounts
Term
|
Deposit Needed to Open
|
Interest Rate
|
Annual Percentage Yield
|
18 Month Variable*
|
$1.00
|
0.05
|
0.05
|
18 Month Fixed
|
$100.00
|
0.10
|
0.10
|
48 Month Fixed
|
$100.00
|
0.15
|
0.15
|
60 Month Fixed
|
$100.00
|
0.20
|
0.20
|
Substantial penalty imposed for early withdrawal.
*Rates may change after the account is opened.
Deposit Accounts
Term
|
Deposit Needed to Earn Interest
|
Interest Rate
|
Annual Percentage Yield
|
MyZing Checking Plus
|
$1,000.00 - $2,499.99
|
0.01
|
0.01
|
MyZing Checking Plus
|
$2,500.00 - $9,999.99
|
0.01
|
0.01
|
MyZing Checking Plus
|
$10,000.00 - $24,999.99
|
0.05
|
0.05
|
MyZing Checking Plus
|
$25,000.00+
|
0.05
|
0.05
|
My Elite Zing Checking
|
$.01+
|
0.05
|
0.05
|
My Option
Money Market
|
$500.00 to $4,999.99
|
0.05
|
0.05
|
My Option
Money Market
|
$5,000.00 to $9,999.99
|
0.10
|
0.10
|
My Option
Money Market
|
$10,000.00 to $14,999.99
|
0.10
|
0.10
|
My Option
Money Market
|
$15,000.00 +
|
0.15
|
0.15
|
Statement Savings
|
|
0.01
|
0.01
|
The minimum balance needed to open a MyZing Checking Plus, My Elite Zing Checking, Statement Savings, and a My Option Money Market is $25.00. Fees could reduce earnings.
Rates may change after the account is opened.
For additional information, please contact us during regular business hours at 570-546-2211 or toll-free 1-877-243-8919 so one of our Customer Service Representatives may assist you.