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Current Rates

Please contact us at 570-546-2211 for our current Certificate of Deposit, IRA and Deposit Account rates.

Ready to open a CD, checking or savings account at Muncy Bank? Contact us by calling 570-546-2211, send us an email, or visit one of our locations to get started! Make the switch to Muncy Bank! Visit our Switch Kit page, download the form, and bring a completed copy to one of our locations to open your account!

Annual Percentage Yields (APY) stated are accurate as of 9/8/2021 (All rates are subject to change without notice.)


Certificates of Deposit

Term Deposit Needed to Open Interest Rate Annual Percentage Yield
91 Day $2,500 - $4,999.99 0.01 0.01
91 Day $5,000+ 0.01 0.01
5 Month $5,000+ 0.25 0.25
182 Day $2,500 - $4,999.99 0.05 0.05
182 Day $5,000+ 0.10 0.10
7 Month $5,000+ 0.10 0.10
12 Month $500 - $4,999.99 0.05 0.05
12 Month $5,000+ 0.15 0.15
15 Month $5,000+ 0.15 0.15
18 Month $500 - $4,999.99 0.05 0.05
18 Month $5,000+ 0.15 0.15
24 Mo My Option
(Consumer Only)
$5,000+ 0.15 0.15
30 Month $500 - $4,999.99 0.10 0.10
30 Month $5,000+ 0.20 0.20
36 Month $500 - $4,999.99 0.15 0.15
36 Month $5,000+ 0.30 0.30
48 Month $500 - $4,999.99 0.20 0.20
48 Month $5,000+ 0.40 0.40
60 Month $500 - $4,999.99 0.30 0.30
60 Month $5,000+ 0.50 0.50

Substantial penalty imposed for early withdrawal.

Individual Retirement Accounts

Term Deposit Needed to Open Interest Rate Annual Percentage Yield
18 Month Variable* $1.00 0.10 0.10
18 Month Fixed $100.00 0.15 0.15
48 Month Fixed $100.00 0.30 0.30
60 Month Fixed $100.00 0.40 0.40

Substantial penalty imposed for early withdrawal.
*Rates may change after the account is opened.

Deposit Accounts

Term Deposit Needed to Earn Interest Interest Rate Annual Percentage Yield
MyZing Checking Plus $1,000.00 - $2,499.99 0.01 0.01
MyZing Checking Plus $2,500.00 - $9,999.99 0.01 0.01
MyZing Checking Plus $10,000.00 - $24,999.99 0.05 0.05
MyZing Checking Plus $25,000.00+ 0.05 0.05
My Elite Zing Checking $.01+ 0.05 0.05
My Option
Money Market
$500.00 to $4,999.99 0.05 0.05
My Option
Money Market
$5,000.00 to $9,999.99 0.10 0.10
My Option
Money Market
$10,000.00 to $14,999.99 0.10 0.10
My Option
Money Market
$15,000.00 + 0.15 0.15
Statement Savings 0.01 0.01

The minimum balance needed to open a MyZing Checking Plus, My Elite Zing Checking, Statement Savings, and a My Option Money Market is $25.00. Fees could reduce earnings.



Rates may change after the account is opened.

For additional information, please contact us during regular business hours at 570-546-2211 or toll-free 1-877-243-8919 so one of our Customer Service Representatives may assist you.

Defining Community Banking Since 1893

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